.subsidy-section .section-header h2 { font-size: clamp(2rem, 4vw, 2.75rem); font-weight: 800; margin-bottom: 1rem; color: var(--text-primary); line-height: 1.2; Toronto Basement Flooding Protection Subsidy

Protect Your Basement from Flooding—and Get Up to $3,400 Back

Install backwater valves, sump pumps, or foundation drain disconnections to safeguard your home. The City of Toronto will cover up to 80% of eligible costs.

✅ Check Your Eligibility

Toronto has experienced more than 4 "once-in-a-century" rain events in the last 20 years.

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The average flooded basement costs homeowners over $40,000 in repairs and lost belongings.

The average basement flood can take over a month to clean, dry, and repair.

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Thousands of Toronto homeowners experience basement flooding every year.

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Severe rainstorms are now 2.6× more common than they were 50 years ago.

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Even with insurance, deductibles and uninsured losses can exceed $10,000.

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Sewer backup claims have doubled in cost in the last decade.

Program Highlights

$3,400

Maximum Total Subsidy

80%

Of Costs Covered

8-10

Weeks to Payment

3

Types of Protection

Making it easier to build a better Toronto

Protect your home and community with these flood prevention programs

Backwater Valve

Stop Sewer Backups Before They Start

A backwater valve is a one-way gate installed in your sewer pipe that automatically closes to prevent sewage from backing up into your basement during heavy rain.

What's Covered

  • Installation or replacement of a backwater valve
  • Work by City-licensed plumber
  • Building Permit required
  • Must pass City inspection
$1,250 Maximum rebate • 80% of costs

Sump Pump

Keep Groundwater Out of Your Basement

A sump pump collects groundwater from around your foundation and safely pumps it away from your home, preventing water damage and mold.

What's Covered

  • Installation or replacement of a sump pump
  • Discharge 2+ metres from foundation
  • Work by licensed contractor
  • Backup power recommended
$1,750 Maximum rebate • 80% of costs

Foundation Drain Severance

Prevent Sewer Overload During Storms

Disconnect and cap foundation drains (weeping tiles) that connect to the city sewer, preventing excess stormwater from overwhelming the system.

What's Covered

  • Disconnection and capping of drains
  • Work by licensed plumber or contractor
$400 Maximum rebate • 80% of costs

How It Works

Your step-by-step guide to getting your subsidy

1

Check Your Eligibility

Make sure you and your property qualify for the subsidy program.

2

Hire a Licensed Contractor

Choose a contractor with a valid City of Toronto business license.

3

Complete Installation & Inspections

For backwater valves, remember to get a permit and book a City inspection.

4

Submit Your Application

Include all invoices, permits, and photos within 1 year of completing the work.

5

Receive Your Subsidy Payment

Most payments arrive in 8–10 weeks after application submission.

✅ Start Eligibility Checklist

Frequently Asked Questions

Who can apply for the subsidy?

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Property owners of single-family homes, duplexes, triplexes, or fourplexes in Toronto with no outstanding City debts.

Can I install the equipment myself?

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No—work must be done by a City-licensed contractor.

Is a permit required?

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Yes, for backwater valves. No permit is needed for sump pumps or drain severance.

How long does reimbursement take?

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Typically 8–10 weeks after you submit your completed application.

Can I claim more than one subsidy?

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Yes, you can combine them—up to the maximum per device.

What happens if I don't maintain the equipment?

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You are responsible for maintenance. Poor maintenance may lead to equipment failure but will not trigger repayment of the subsidy.

How do I find a licensed contractor?

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Visit the City's website or check their contractor directory for a list of licensed professionals.